๐Ÿ“Œ Key Takeaway: Professional monitoring runs $20-$60/month industry-wide. Equipment ranges from under $100 for a basic DIY starter kit to $2,600+ for a fully outfitted premium smart-home system.

Equipment Pricing by Provider

ProviderEquipment RangeMonthly Monitoring
ADTFrom $269$24.99โ€“$49.99
SimpliSafeStarter kits under $300$9.99โ€“$79.99
Vivint$199.99โ€“$2,600+$24.99โ€“$60.99
Frontpoint$300โ€“$450$19.99โ€“$29.99

Why Vivint's Equipment Costs More

Vivint's premium positioning shows up directly in hardware pricing โ€” its outdoor camera runs $399 versus a comparable ADT model at $179.99. This reflects genuinely more advanced smart-home integration, but means the total cost of ownership over a 3-year contract can run meaningfully higher than budget-focused competitors offering similar core security functionality.

Add-On Costs Worth Budgeting For

  • Smoke and CO detectors โ€” often sold as add-ons rather than included in base packages.
  • Additional cameras โ€” indoor/outdoor cameras beyond the base kit typically cost $100-$400 each depending on the provider and camera quality.
  • Smart home devices โ€” smart locks, thermostats, and lighting integrations add to both equipment cost and sometimes monitoring tier pricing.

Comparing Total Cost Over a Contract Term

A fair cost comparison should look at total spend over a realistic period, not just the monthly rate. A 3-year Vivint contract at $40/month monitoring plus $500 in equipment totals roughly $1,940. A comparable SimpliSafe setup at $25/month with $300 in equipment over the same period runs closer to $1,200 โ€” a meaningful gap that's easy to miss when only comparing monthly numbers side by side.

Frequently Asked Questions

Is the cheapest monitoring plan worth it?

For basic protection, yes โ€” SimpliSafe's entry tier starting under $10/month provides genuine professional monitoring. Higher tiers add features like video verification and live intervention, worth it if false-alarm fines or active deterrence matter to you specifically.

Do prices vary by home size?

Indirectly โ€” a larger home typically needs more sensors and cameras to achieve full coverage, which raises total equipment cost even though the base monitoring fee itself doesn't usually change with home size.

๐Ÿ”Ž How we research: The ServiCover Editorial Team compiles prices and guidance from published 2026 cost guides, manufacturer information and industry sources. Prices are national ranges and vary by location, home and provider, so always compare written quotes. We don't perform the work ourselves, and we may earn a commission when you request quotes through our partners โ€” see our Advertiser Disclosure.