ServiCover📌 Key Takeaway: Choose a licensed, insured builder with a long local track record and a milestone-based payment schedule. Avoid paying large sums before work that matches the payment has been completed.
The Checklist
- License — verify with your state contractor board.
- Insurance — liability and workers' comp for crews and subcontractors.
- Local references — ideally pools built several years ago.
- Itemized contract — size, depth, equipment models, decking, electrical, permits and cleanup.
- Payment schedule — tied to milestones like excavation, shell, equipment and completion.
- Warranties — structure, surface and equipment, each in writing.
Questions to Ask
- What's your current backlog and realistic completion date?
- Who handles electrical and gas work — and are they licensed?
- What happens if you hit rock or groundwater during excavation?
- What's included in startup and training on the equipment?
Red Flags
- Large deposits far ahead of work performed
- Vague equipment descriptions ("pump and filter" with no models)
- Pressure to sign quickly for a "today only" price
- No permit plan
Before you build, check how a pool affects your homeowners insurance — many insurers require fencing or other safety features and may adjust liability coverage.
Frequently Asked Questions
How many pool builder quotes should I get?
At least three, with matching specs, so you can compare equipment, finishes and extras side by side.
Who pulls the permit for a pool?
Typically the builder. Confirm it in the contract, along with inspection responsibilities.
🔎 How we research: The ServiCover Editorial Team compiles prices and guidance from published 2026 cost guides, manufacturer information and industry sources. Prices are national ranges and vary by location, home and provider, so always compare written quotes. We don't perform the work ourselves, and we may earn a commission when you request quotes through our partners — see our Advertiser Disclosure.